Imagine it is winter! Outside is a lot of snow, sidewalks and roads are slippery, and you are on your way to work. And then it happens! You lose footing, slip, and fall. The first few seconds you are just surprised and shocked, not feeling any pain. You try to get back on your feet. The pain goes through your ankle, all the way up to your leg, while your wrist pulsates from the pain. You bounced your wrist and sprained your ankle. You are carrying yourself to the next doctor, getting painkillers, bandages, and maybe some cream. This all results in not going to work for some days.
This kind of accident happens, and we cannot fully avoid the risk of getting injured through an accident. Today’s social system has a lot of legal regulations about this kind of incident, ways to support and help the affected person with health care, attorneys, and insurances.
What is personal injury?
A simple example of a personal injury is the above-described incident. Personal injury is a legal term for an injury of the body, mind, or emotions. The opposite term for personal injury is the injury of property. The term personal injury describes any harm that a person physically or mentally suffers from. It usually refers to the person’s medical bills, pain, suffering, and long-term impacts on their life qualities.
Common examples of personal injuries are road traffic accidents, work accidents, tripping accidents, assault claims, and product defect accidents. It also includes accidents that are caused because of medical treatments.
Personal injury attorneys
Personal injury attorneys play an important role when the legal regulation between insurances and affected parties is not clear. They will consider all details and define who is responsible for compensation and the amount of monetary compensation.
If you suffer from a personal injury and have trouble with getting proper compensation and support, find out more Start your search for a Tampa personal injury attorney here who is an expert in the field of personal injury and its legal circumstances.
The role of insurances
A person that suffered from a personal injury usually gets compensated monetarily. The higher the suffering or the worse the injury is, the higher is the compensation. The party that has to legally come up for the compensation is the organization, person, or entity that is responsible for the injury/accident. The party had a duty to act reasonably but didn’t fulfill the requirements, and this breach caused harm to an individual. If the harm/suffering is monetary the party has to pay compensation.
That is where insurances play an important role. Whether it is for a company or an individual, the insurance helps with the expenses. Depending on the regulations and conditions of the insurance, the insurance will cover expenses of monetary compensations, or in the case of the affected person, covers the expenses when compensations are not paid.
If person A caused a car accident where person B got hurt the insurance of person A will cover the financial compensation that has to be paid to person B. Auto insurance usually covers this kind of incident, while other insurances distinguish between bodily and personal injury which might not cover the expenses on the above-mentioned events because of different definitions.